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Real Estate Resources:

• Special Offers - Special offers for Colorado Springs, Monument and Woodland Park homeowners from Sharon Sutherland.

• Affiliates - Sharon Sutherland's real estate web site affiliates.

• eNewsletter - Sharon Sutherland'sColorado Springs, Monument and Woodland Park newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Colorado, and United States.

• Market Conditions Report - Market conditions report for this area, Colorado, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Colorado Springs, Monument and Woodland Park, Colorado mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Colorado or buy your own Colorado Springs, Monument and Woodland Park house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Colorado Springs, Monument and Woodland Park mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Colorado real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Sharon Sutherland anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Sharon Sutherland's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Sharon Sutherland's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Colorado Springs, Monument and Woodland Park property in Colorado, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Colorado Springs, Monument and Woodland Park Homes, For Home Buyers, For Home Sellers, Colorado Springs, Monument and Woodland Park Information, Real Estate Resources, and About Sharon Sutherland.

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First Time Buyers >The Rewards of Home Ownership People buy a home for a lot of different reasons. They may want to put down roots in a community and create a sense of stability in their lives. Then there are the financial considerations and the "forced" savings that builds up in the form of equity. In addition, the monthly cost of owning a house is usually much more stable and predictable than renting. If you are considering the possibility of purchasing a home, contact a knowledgeable real estate agent in your community. An important part of our job is to educate prospective buyers about the potential benefits and responsibilities of renting versus owning a home. We can help you determine your purchasing power and show you the best homes in your price range. We can also give you a side-by-side comparison of the costs of owning a home compared with what you pay for rent. When you fix up your home to suit your needs and taste, you benefit from the added value of the improvements instead of the landlord! See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What three things are necessary in order to purchase a home? A  Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible. See More Real Estate Trivia >

Sharon Sutherland Gloriod & Associates 660 South Pointe Court, Suite 200 Colorado Springs, CO 80906 Cell: 719-491-7496 Fax: 719-576-2918 Office: 719-785-4120 SharonSutherland@NUMBER1EXPERT.com sharonsutherland@gloriod.com My philosophy for success is to provide excellent service to my clients in their real estate transactions, making their experience a most positive and enjoyable one. My personal commitment is to provide specialized care to every client using my experience, my integrity, my enthusiasm for my job, and my love of people to focus on their real estate needs and to be attentive to the details and goals that are important to make every transaction a successful one! I grew up in Colorado Springs and have lived here since 1965. Consequently, I am very experienced with this market and understand what it takes to buy and sell a home in Colorado Springs or the surrounding areas. I have worked as a Real Estate Broker Associate with Gloriod & Associates for the past nine years. I specialize in resales, new home sales, new construction, relocations, and custom home sites. I have earned designations as a Certified Residential Specialist (CRS) and a Graduate REALTOR® Institute (GRI). I would appreciate the opportunity to share my real estate knowledge and experience with you by partnering with you to sell your home and/or assisting you in finding the home of your dreams! If you are looking to buy or sell in Colorado Springs, Monument, Northgate, Pine Creek, Briargate, Broadmoor, Woodland Park or any surrounding areas please call me today! www.SharonSutherland.com is brought to you by Sharon Sutherland NUMBER1EXPERT™ in real estate for Colorado Springs, Monument and Woodland Park, Colorado Read Sharon Sutherland's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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