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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What trendy and highly unusual hotel must be totally rebuilt every year?
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| A |
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter. |
 See More Real Estate Trivia > |
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Sharon Sutherland
Gloriod & Associates
660 South Pointe Court, Suite 200
Colorado Springs, CO 80906
Cell: 719-491-7496
Fax: 719-576-2918
Office: 719-785-4120
SharonSutherland@NUMBER1EXPERT.com
sharonsutherland@gloriod.com
My philosophy for success is to provide excellent service to my clients in their real estate transactions, making their experience a most positive and enjoyable one. My personal commitment is to provide specialized care to every client using my experience, my integrity, my enthusiasm for my job, and my love of people to focus on their real estate needs and to be attentive to the details and goals that are important to make every transaction a successful one!
I grew up in Colorado Springs and have lived here since 1965. Consequently, I am very experienced with this market and understand what it takes to buy and sell a home in Colorado Springs or the surrounding areas. I have worked as a Real Estate Broker Associate with Gloriod & Associates for the past nine years. I specialize in resales, new home sales, new construction, relocations, and custom home sites. I have earned designations as a Certified Residential Specialist (CRS) and a Graduate REALTOR® Institute (GRI). I would appreciate the opportunity to share my real estate knowledge and experience with you by partnering with you to sell your home and/or assisting you in finding the home of your dreams!
If you are looking to buy or sell in Colorado Springs, Monument, Northgate, Pine Creek, Briargate, Broadmoor, Woodland Park or any surrounding areas please call me today!    
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